Self-Employed Buyer/Aspects of Financing
Instructor: Patrick Ritchie
CE hours: 3 Real Estate Legal Issues
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
This course looks at unique issues facing self-employed buyers when getting a mortgage. You will learn about the relationship between business types and useable income and assets among the different mortgage programs. We will discuss how specific treatment based on federal law and the IRS tax code impacts a self-employed buyer uniquely compared to the standard wage earner buyer. We will set expectations for navigating the requirements and process, so you are familiar with how to speak with their clients on the issues.
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Disclaimer Notice:
Due to the circumstances created by COVID-19, there is a heightened degree of personal risk and responsibility in attending meetings or events. With in-person attendance at any Scottsdale REALTORS®/Venue8600 meeting or event, attendees acknowledge these risks and agree to take full personal responsibility for them:
- Despite efforts to minimize the spread of COVID-19, you may be exposed to the virus by being part of or attending this meeting/event
- Attendees agree to monitor their own health and will not attend the meeting/event if they feel ill, have COVID-19 or flu-like symptoms.
If you have been in close contact with someone who tested positive for COVID-19, wear a high-quality mask for 10 days and get tested 5 days after exposure. - Understand that attendees are encouraged to wear masks, social distance from other attendees, respect the space of other meeting/event attendees and follow any and all other social distancing guidelines and protocols imposed by the federal, state or local laws. Refusal to abide by these guidelines and protocols may result in you being asked to leave the meeting/event.
Focus on Fair Housing
Instructor: Laura Kovacs
CE hours: 3 Contract Law
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
Be best prepared when meeting a potential seller for the first time! This class is a hands on workshop allowing you to share best practices while working with clients. We will review the process and discuss transaction management that allows for great client communication.
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Disclaimer Notice:
Due to the circumstances created by COVID-19, there is a heightened degree of personal risk and responsibility in attending meetings or events. With in-person attendance at any Scottsdale REALTORS®/Venue8600 meeting or event, attendees acknowledge these risks and agree to take full personal responsibility for them:
- Despite efforts to minimize the spread of COVID-19, you may be exposed to the virus by being part of or attending this meeting/event
- Attendees agree to monitor their own health and will not attend the meeting/event if they feel ill, have COVID-19 or flu-like symptoms.
If you have been in close contact with someone who tested positive for COVID-19, wear a high-quality mask for 10 days and get tested 5 days after exposure. - Understand that attendees are encouraged to wear masks, social distance from other attendees, respect the space of other meeting/event attendees and follow any and all other social distancing guidelines and protocols imposed by the federal, state or local laws. Refusal to abide by these guidelines and protocols may result in you being asked to leave the meeting/event.
Luxury Home Financing – Jumbo Mortgages
Instructor: Patrick Ritchie
CE hours: 3 General
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
This course will provide you with an understanding of different types of jumbo mortgage program guidelines used in the luxury home market. It will cover property and borrower criteria, unique jumbo stipulations, appraisal issues, as well as underwriting and guideline requirements:
- Guideline differences between standard conventional mortgages versus jumbo mortgages
- Appraisal stipulations for jumbo mortgages
- Variations of loan amounts and required down payment
- Income and asset verification and sources, impacts of the Dodd-Frank Act
- Standard financial calculations for jumbo mortgages
- Compare the differences between various jumbo mortgage program guidelines
- Know what to look for when working with a buyer or seller in a jumbo transaction.
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Disclaimer Notice:
Due to the circumstances created by COVID-19, there is a heightened degree of personal risk and responsibility in attending meetings or events. With in-person attendance at any Scottsdale REALTORS®/Venue8600 meeting or event, attendees acknowledge these risks and agree to take full personal responsibility for them:
- Despite efforts to minimize the spread of COVID-19, you may be exposed to the virus by being part of or attending this meeting/event
- Attendees agree to monitor their own health and will not attend the meeting/event if they feel ill, have COVID-19 or flu-like symptoms.
If you have been in close contact with someone who tested positive for COVID-19, wear a high-quality mask for 10 days and get tested 5 days after exposure. - Understand that attendees are encouraged to wear masks, social distance from other attendees, respect the space of other meeting/event attendees and follow any and all other social distancing guidelines and protocols imposed by the federal, state or local laws. Refusal to abide by these guidelines and protocols may result in you being asked to leave the meeting/event.
The 5th Element of Homeownership Value
Instructor: Jan Green & Daran Wastchak
CE hours: 3 Disclosure
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
This presentation will provide an informative and entertaining overview of the basics of building science and home energy efficiency. It will make you think twice about the homes you help buy and sell, as well as your own home!
• How to more easily spot items that lead to higher utility bills for your buyers
• What features in a home provide comfort, utility savings, and a healthy indoor environment
• How do you establish “miles per gallon” for a home’s energy efficiency?
• Where to find expert help to make energy efficient repairs
• Understand the differences in energy efficiency between new and existing homes
• Learn how to market and sell comfort, utility savings, and a healthy indoor environment
• How to increase your value to home buyers, armed with all this new knowledge
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Disclaimer Notice:
Due to the circumstances created by COVID-19, there is a heightened degree of personal risk and responsibility in attending meetings or events. With in-person attendance at any Scottsdale REALTORS®/Venue8600 meeting or event, attendees acknowledge these risks and agree to take full personal responsibility for them:
- Despite efforts to minimize the spread of COVID-19, you may be exposed to the virus by being part of or attending this meeting/event
- Attendees agree to monitor their own health and will not attend the meeting/event if they feel ill, have COVID-19 or flu-like symptoms.
If you have been in close contact with someone who tested positive for COVID-19, wear a high-quality mask for 10 days and get tested 5 days after exposure. - Understand that attendees are encouraged to wear masks, social distance from other attendees, respect the space of other meeting/event attendees and follow any and all other social distancing guidelines and protocols imposed by the federal, state or local laws. Refusal to abide by these guidelines and protocols may result in you being asked to leave the meeting/event.
Fair Housing: The Long, Long Road
Instructor: Liz Hill
CE hours: 3 Fair Housing
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
Learn Fair Housing history in Arizona as Federal Laws changed over time and current state and local laws in Phoenix and Tucson. Understand the outcomes of and lessons learned from the Newsday: Long Island Divided undercover investigation.
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Disclaimer Notice:
Due to the circumstances created by COVID-19, there is a heightened degree of personal risk and responsibility in attending meetings or events. With in-person attendance at any Scottsdale REALTORS®/Venue8600 meeting or event, attendees acknowledge these risks and agree to take full personal responsibility for them:
- Despite efforts to minimize the spread of COVID-19, you may be exposed to the virus by being part of or attending this meeting/event
- Attendees agree to monitor their own health and will not attend the meeting/event if they feel ill, have COVID-19 or flu-like symptoms.
If you have been in close contact with someone who tested positive for COVID-19, wear a high-quality mask for 10 days and get tested 5 days after exposure. - Understand that attendees are encouraged to wear masks, social distance from other attendees, respect the space of other meeting/event attendees and follow any and all other social distancing guidelines and protocols imposed by the federal, state or local laws. Refusal to abide by these guidelines and protocols may result in you being asked to leave the meeting/event.
What’s Agency Got To Do With It?
Instructor: Liz Hill
CE hours: 3 Agency Law
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
Learn how to describe Agency Law and Fiduciary Duties to clients, the impact of selected Arizona case laws and how Professional Standards are enforced by the ADRE.
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Disclaimer Notice:
Due to the circumstances created by COVID-19, there is a heightened degree of personal risk and responsibility in attending meetings or events. With in-person attendance at any Scottsdale REALTORS®/Venue8600 meeting or event, attendees acknowledge these risks and agree to take full personal responsibility for them:
- Despite efforts to minimize the spread of COVID-19, you may be exposed to the virus by being part of or attending this meeting/event
- Attendees agree to monitor their own health and will not attend the meeting/event if they feel ill, have COVID-19 or flu-like symptoms.
If you have been in close contact with someone who tested positive for COVID-19, wear a high-quality mask for 10 days and get tested 5 days after exposure. - Understand that attendees are encouraged to wear masks, social distance from other attendees, respect the space of other meeting/event attendees and follow any and all other social distancing guidelines and protocols imposed by the federal, state or local laws. Refusal to abide by these guidelines and protocols may result in you being asked to leave the meeting/event.
Analysis of Contract Finance Requirements
Instructor: Patrick Ritchie
CE hours: 3 Contract Law
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
This course is designed to train REALTORS® about navigating and understanding the contract obligations of the finance section of the Arizona contract, Loan Status Update, and Pre-Qualification Form to keep their clients compliant.
- Overview of the Arizona Pre-Qualification Form
- Overview of the finance section of the Arizona Contract
- Overview of the Arizona Loan Status Update
- The mortgage process as it pertains to the contractual obligation in Arizona.
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Disclaimer Notice:
Due to the circumstances created by COVID-19, there is a heightened degree of personal risk and responsibility in attending meetings or events. With in-person attendance at any Scottsdale REALTORS®/Venue8600 meeting or event, attendees acknowledge these risks and agree to take full personal responsibility for them:
- Despite efforts to minimize the spread of COVID-19, you may be exposed to the virus by being part of or attending this meeting/event
- Attendees agree to monitor their own health and will not attend the meeting/event if they feel ill, have COVID-19 or flu-like symptoms.
If you have been in close contact with someone who tested positive for COVID-19, wear a high-quality mask for 10 days and get tested 5 days after exposure. - Understand that attendees are encouraged to wear masks, social distance from other attendees, respect the space of other meeting/event attendees and follow any and all other social distancing guidelines and protocols imposed by the federal, state or local laws. Refusal to abide by these guidelines and protocols may result in you being asked to leave the meeting/event.
Consumer Credit Report Repair
Instructor: Patrick Ritchie
CE hours: 3 Real Estate Legal Issues
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
Examine the Fair Credit Reporting Act and its impact on consumers ability to qualify for a mortgage. It is one of the single most important pieces of legislation for consumers in regard to the actions it prohibits and the limits it places on the reporting of harmful information about consumers on credit reports. The course looks at court opinions to arm consumers with the knowledge to protect themselves from predators and to correct their credit reports.
- Handling credit report disputes and documentation
- Addressing zombie debt and collections
- Understanding the time limits on negative information
- The dirty games creditors play on credit reports.
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Disclaimer Notice:
Due to the circumstances created by COVID-19, there is a heightened degree of personal risk and responsibility in attending meetings or events. With in-person attendance at any Scottsdale REALTORS®/Venue8600 meeting or event, attendees acknowledge these risks and agree to take full personal responsibility for them:
- Despite efforts to minimize the spread of COVID-19, you may be exposed to the virus by being part of or attending this meeting/event
- Attendees agree to monitor their own health and will not attend the meeting/event if they feel ill, have COVID-19 or flu-like symptoms.
If you have been in close contact with someone who tested positive for COVID-19, wear a high-quality mask for 10 days and get tested 5 days after exposure. - Understand that attendees are encouraged to wear masks, social distance from other attendees, respect the space of other meeting/event attendees and follow any and all other social distancing guidelines and protocols imposed by the federal, state or local laws. Refusal to abide by these guidelines and protocols may result in you being asked to leave the meeting/event.
Focus on Fair Housing
Instructor: Laura Kovacs
CE hours: 3 Fair Housing
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
Fairness is critical to the way you conduct business. Are you being fair with your clients? Join us for insight on inclusion in real estate!
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Disclaimer Notice:
Due to the circumstances created by COVID-19, there is a heightened degree of personal risk and responsibility in attending meetings or events. With in-person attendance at any Scottsdale REALTORS®/Venue8600 meeting or event, attendees acknowledge these risks and agree to take full personal responsibility for them:
- Despite efforts to minimize the spread of COVID-19, you may be exposed to the virus by being part of or attending this meeting/event
- Attendees agree to monitor their own health and will not attend the meeting/event if they feel ill, have COVID-19 or flu-like symptoms.
If you have been in close contact with someone who tested positive for COVID-19, wear a high-quality mask for 10 days and get tested 5 days after exposure. - Understand that attendees are encouraged to wear masks, social distance from other attendees, respect the space of other meeting/event attendees and follow any and all other social distancing guidelines and protocols imposed by the federal, state or local laws. Refusal to abide by these guidelines and protocols may result in you being asked to leave the meeting/event.
Appraisal Methods & Standards
Instructor: Glen Smart
CE hours: 3 General
Cost: Free to Scottsdale REALTORS® Members | $20.00 for Non-Members
Pre-registration encouraged.
How did appraisers come up with that value? How does this impact your client’s transaction? Explore the tools used to determine an Opinion of Value for real estate. Overview of the requirements of FNMA, FHLMC, FHA, VA, and USDA, and the impact of Appraisal Independence Requirements and the effect of collateral underwriting on closing timeframes.
Please notify us 7 days in advance if you have any disability that requires special services or access.
Fees will be refunded less a $25 service charge upon verbal notification up to 48 hours prior to class, after that fees are non-refundable and non-transferable.
Marketing Partners will be provided with a roster of attendees including email address. You may opt out of having your information shared by contacting the Association at 480-945-2651.
By registering for this class, you understand pictures and/or video may be taken of you and may be posted in relation to the class on social media and/or the SAAR website.
Please Note:
- Zoom platform will be utilized for the course delivery If you don’t have a Zoom account, we suggest you sign up for the free version at http://zoom.com.
- Students are responsible for the performance of their own technology including audio volume, video clarity, and reliable internet connection.
- Students must check in for class 15 minutes prior to the 1pm start time. Checking in for class at 1pm may result in refusal of attendance.
- Students must be visible on camera AT ALL TIMES to receive class credit. Students may not “step away” from the camera for any reason or darken their screen. If an emergency arises, please use the “Chat” feature to privately notify the instructor or monitor of your situation.
- Students may not participate in computer-based work or make phone calls while attending class and should be in a room that is free from distractions.
- Students should NOT log out at any time during the class.
- You will receive an email reminder with additional guidelines and information to ‘join’ the meeting.